#tech wealth

[curiousquill1]

Wealth Management for Millennials: Building Wealth in the Digital Era

Between paying off student loans, rising living costs, and trying to build some form of emergency fund, millennials have different financial hurdles that did not exist during their grandparents' or parents' lifetimes. This digitally-native generation, however, is at the head of the biggest wealth transfer ever—meaning prudent planning has never been more essential.

Understanding Contemporary Wealth Management

Those days when only gray-haired executives sat in mahogany-lined offices receiving wealth management services are bygone days. Modern wealth management companies now cater to millennials living in a digital space and have bridged the gaps between their traditional financial prowess and newer, high-tech abilities, allowing for a resonant experience with their tech-savvy audience.

To those millennials who are contemplating asking whether they really require a professional wealth management service for themselves, consider the fact that while investment apps would open trading to them, a trading strategy is not even synonymous with a comprehensive long-term wealth-building strategy. While a wealth management company delivers an asset far more valuable than mere strategies: a holistic strategy aimed at financial planning, looking toward career trajectories, lifestyle goals, and future aspirations.

The Digital Wealth Revolution

The wealth management firms has transformed to serve millennial clients. For example, leading companies in wealth management have recently introduced:

Portfolio tracking in real time via mobile-first platforms

AI-based investment analysis software that can track market patterns

Automated rebalancing systems for optimal asset allocation

Paperless models with digital document management

Instant messaging to provide immediate responses from advisors in safe and sound environments

These technological advancements make wealth management services more accessible and transparent than ever. No longer will millennials have to inquire about portfolio performance or wait for quarterly meetings; they can monitor their wealth-building process in real time.

Personalized Solutions for Millennial Investors

Each generation has unique financial needs, and millennials are no exception. Modern wealth management firms recognize these distinct requirements:

Student Loan Integration: Strategic planning that balances debt repayment with investment growth

Gig Economy Thinking: Flexible investment strategies to manage variable income streams

Sustainable Investing: ESG-focused portfolios that mirror the values of millennials

Real Estate Planning: Innovative strategies for breaking into the property market at high barriers

Retirement Revolution: Alternative approaches to retirement planning in an ever-changing workforce

The Power of Professional Expertise

Whereas robo-advisors and investment apps offer rudimentary services, a wealth management firm delivers broad expertise that algorithms simply cannot match. Professional wealth managers bring:

Personalized Strategy Development: Custom financial plans based on individual goals and risk tolerance

Tax Optimization: Sophisticated approaches to minimizing tax liability

Estate Planning: Forward-thinking strategies for building and protecting generational wealth

Risk Management: Balanced portfolios that protect against market volatility

Network Access: Connections to specialized professionals for complex financial needs

Making the Digital Transition

For millennials who want to take charge of their financial lives, modern wealth management is the perfect blend of experience and innovation through digital channels. The process generally begins with:

Digital Onboarding: Streamlined account opening and goal setting

Risk Assessment: Sophisticated online assessment tools that determine investment comfort

Strategy Development: Data-driven approach toward individualized financial planning

Regular Digital Check-ins: Virtual meetings and real-time tracking through secured platforms

The Future of Wealth Building

Now that millennials enter their prime earning years, the wealth management companies step in at a very crucial level. As digital-first partners to building sustainable wealth, wealth management companies are now where convenience meets professional expertise for the best combination.

The wealth management industry evolves as firms spend a tremendous amount on digital capabilities that do not forget the need for the human touch in any complex financial decision. For millennial individuals who want to create wealth that lasts a lifetime, partnering with such a forward-thinking wealth management firm will offer the perfect balance of innovative thinking and expertise needed for navigating this modern financial landscape.

[smithsibsceo]

zane and kai bonded in the early seasons by discovering new music together. both didnt really have a great access to it growing up (there was an only an old radio or maybe a scratchy vinyl player in ignacia's library and zane's village had no electricity) so they mainly grew up hearing their respective villages' traditional live music. Hearing those 'end-of-2012-mashup' compilations changed both of their lives

[unbfacts]

All centibillionaires first reached $100 billion in 2017 or later, except Bill Gates, who briefly crossed the milestone in 1999 during the dot-com boom.

[political-us]

Meta approves bonuses of up to 200% of company executives’ salaries a week after laying off 3,600 employees

[nando161mando]

Trump wants a crash to benefit the ultra wealthy

https://youtu.be/HRAfLJiH0qA

[jasper-dixon]

my spotify wrapped "blah blah blah"

hold up fam, Imma stop you right there

go plug your spotify unwrapped numbers into the unwrapped calculator and see how much your fave artists earn from your streaming activity. yeah. not a lot. buy a cd. buy a vinyl. buy a sweatshirt. you've supported them more than 12 months of a Spotify Premium subscription.

how's that for data?

[aemiron-main]

guy who has so many takes about the oblivion remake art direction but no energy to type them out

[omgitzlo]

Coinbase joined the S&P 500 💼 Sign up with my link & we both get $30 in BTC 🪙 https://coinbase.com/join/W8LGWME #CryptoNews

[hussyknee]

I've gotten to the point in my life where I will no longer be debating or arguing a single fucking thing. I'm gonna just tell them to fall into a vat of acid and dissolve into glue or make velociraptor noises until they go away.

[audreythompson1]

Why was the world’s richest man

@elonmusk not invited to Labour’s UK investment summit?

[fallout-fucker]

Crows Of The Commonwealth

I was on CrowTok and it made me come up with an idea.

So, obviously a lot of the crows in the Commonwealth are made by the Institute, though I personally like to believe that there are still a lot of crows that are regular ones, too.

Crows are an incredibly smart species of bird, which makes sense as to why they're the ones the Institute use. To my memory, I don't think there are any other birds in the game. Again, I'd like to headcanon that they're not the only ones left but if only a few species of birds managed to survive the bombs and the aftermath, I wouldn't put it past crows to be one of those species due to that intelligence.

Crows are known for recognising people, which also works in favour of the Institute as to why they'd choose them specifically. If you are able to tell the difference between individual crows, you'll be less likely to question if a specific one if following you if you are aware they likely recognise you.

However, they're also known to bring gifts and trinkets if treated right, or actually attack people who don't. And they remember faces. I don't get the impression that the Institute treats them too kindly if they don't even consider Gen 3 Synths as people, who are literally created with technology and human biology/DNA.

If we imagine that the Institute Crows work like Synths do, then that means that they are also able to become independent like Synths can. We know they have the level of intelligence, more so than another species of bird, to perhaps reach that level of independence. That's exactly why the Institute picked them. Wouldn't it be ironic if that became part of the Institute's downfall.

So imagine a Sole Survivor, fresh out of the Vault, scared and cold on their first few nights. Hungry, tired, likely sick, grieving. Alone. They have Dogmeat. They have themselves. A few strangers they saved. Nothing else.

They're trying their best one night to settle. They've only been unfrozen for a few days by now, but have yet to leave Sanctuary. They chose to stay for a couple days to prepare for their long journey ahead, and rebuild their home so they had somewhere to go back to. Preston has taught them basics self defence and survival, Sturges has helped them temporarily fix the holes in their walls. They're not close to these strangers yet, but there's a small comfort in knowing there's still people, and people nearby to run to if anything not friendly comes knocking on their door.

They're picking at a 200 year old box of stale cereal, not able to stomach the taste just yet. In the end, they end up leaving it in a bowl for Dogmeat to have, preferring to sleep, hunger be damned. They sleep on the floor that used to hold the dinning table, not ready to sleep in the now-too-empty bedrooms.

By morning, their sleep is interrupted. Not by the cold October air that their thin, makeshift blanket- That doubles as their coat during the day- barley keeps away. Not by the sunlight that seeps in by the broken shards of class where the window used to be. Not by drops of rain that fall through the cracks in the ceiling. Not even by Dogmeat licking then awake, like he did yesterday morning. This time it's the sound of pecking and squawking that has Sole prying their eyes open.

A small group of grows picking at the bowl of cereal. They must've gotten in through what once was the window, or literally any of the holes of missing metal panels scattered throughout the building. Sole barely has it in them to care. They know they shouldn't waste food that could've gone to them or their new furry friend, but they truly cannot bring it in them to mind. They wonder if the birds have a hard time finding food, too, and decide it might not be a waste at all.

They sit up. A few of the crows fly up onto the windowsill at their movements, one stays enjoying their breakfast, unfazed. Sole waits, sitting still until the birds realise they have no intention of harming them. They glide back down onto the floor, going back to eating.

After a few moments, the crow that stayed perks his head up, neck twitching into an angle that lets him look at Sole. He hops over, stopping just before he reaches their lap. Sole raises their hand, thumb and index finger moving slowly until they land on its neck. His feathers bristle under Sole's pets, his feet dancing happily beneath him. The other crows finish their breakfast. Salem, Sole decides to call him, joins his friends who hop back onto the windowsill. They fly off. He turns his head to the side, a beady eye looking at Sole again. He squawks at them before flying off to join the others.

Sole spends the rest of their day taking metal panels from some of the completely collapsed houses to fix the holes in their walls. They're able to find paint at the old Red Rocket down the road when looking for more equipped tools. Repainting isn't exactly their priority right now, just making sure the house will be fit to stand against the weather, and for when it gets colder in the next few months. The paint will be useful when they get to the stage of being able to consider making it look presentable, however. Unfortunately, the only paintbrush they find is snapped in half. They toss it in frustration. Less so because of the brush itself, and more so because Sole has a lot of anger built up from the events of the last few days that they have no other outlet for.

They end up going home when the sun starts to set, having avoided the empty tomb of memories for as long as possible. It wasn't safe to be out so close to dark.

When they set down their tolls by the door, something on the kitchen counter catches their eye.

Upon inspection, they realise it's an intact paintbrush.

Their confusion lasts barely five seconds, as they hear a familiar squawk. Hoping on the windowsill is Salem. His eyes study Sole. He's waiting. Sole smiles, pulling open the duffle bag they'd taken on their supply run. They pull out two wild mutfruits, which they'd harvested from bushes near the station. Sole cuts them into smaller pieces, before tossing them gently into the grass of their back garden from the car porch. Salem glides to the pieces, now satisfied in knowing that Sole approved of and appreciated his gift. Sole looks up to the trees that border their garden where other crows have started to also descend from to join in on the food offering. Apparently, there's a lot more in this group than what Sole had assumed from the smaller one earlier. About twenty feathered creatures dance about on branches decorated by orange and brown leaves or nibble at the mutfruit in the grass.

Salem flies over once he's had his fill, taking a seat on Sole's shoulder. His friends also begin hopping over gradually, and Sole ends up sitting down to welcome them and pet their small heads. Dogmeat also seems to love the attention, or perhaps just the warmth that radiates from Sole's body as he curls up next to them. Every so often, one of them drops a trinket into Sole's lap as they snuggle into them. A random screw, some gears, even some bottlecaps. Bits and bobs that a few days ago, Sole would've considered mostly junk, even if they'd still been appreciative, but everything now is useful. They even drop a few things by Dogmeat's snout, who sniffs them, tail wagging. Sole doesn't think Salem appreciates the happy licks Dogmeat gives him, though.

Regardless, Sole breathes out slowly, deeply, as they take in the sunset and birdsong before them. It's the first time they've honestly felt any peace since leaving that godforsaken Vault.

Sole makes a mental note to redesign the kitchen window when they get around to fixing it so that it'll be able to open widely. They also begin thinking about designs for birdhouses, feeders, and small fountains.

It's safe to say Sole feels slightly better than they did when they went to bed last night.

They feel less alone.

For some reason, as Salem nestles into their lap, against their stomach, a small pressure builds in their gut. They can't quite shake the instinct, the thought that comes with it. The feeling that Salem feels less alone now, too.

[cynicalcharisma]

just had a tech dudebro explain to me (a math/stats/econ kid) how arts/humanities/commerce is gonna be irrelevant soon. i was like yes i would love to see how science and tech kills this planet including his apologetic ass for ignoring all socioeconomic and cultural conditions which drive all forms of life. just why isn't this obvious to see that without understanding social realities and scope of destruction, science will fucking kill you??? it needs to be guided by empathy ffs

[topnotchquark]

Behind F1's Velvet Curtain

This article by Kate Wagner on her INEOS sponsored trip to the Austin GP at COTA last year was commissioned by Road and Track magazine and then taken down. Presumably because Kate has was pretty staunch in her opinions about what was essentially a paid trip.

It is exactly the kind of thing I have wanted to read about the felt experience of the money business of F1. It doesn't get into technicalities and does not produce any spreadsheets for reference. It's just, her experience of the presence of wealth in the sport.

She starts off by talking about how she has been covering cycling and NASCAR for a while now and both of those, in comparison, are scrappier sports with smaller sponsors and cheaper tickets.

What I also especially loved was how fascinated she was with the cars themselves, and how they seem like a true marvel of human engineering. She almost described the cars like these alien beasts that came into this dimension out of nowhere and were being constantly monitored and dueled with to furnish wins and glory (and shareholder value for sponsors).

I think I always had an understanding of the weird myth making surrounding F1 and the kind of media attention it attracts, but someone like Kate (who I have loved reading for a while now) putting it into perspective really made it click for me. This sport thrives off of the kind of cocoon it has built around it and understands exactly the certain exclusiveness it needs to maintain to keep the story alive.

Anyway, give it a read, especially because Road and Track is trying to bury it to not piss off sponsors.

[lyricalchrysanthemum]

The Pokemon universe’s science is so cool I want it expanded on. Like there’s so much cool TECHNOLOGY and IDEAS and it’s USED but like what if it was used to the fullest extent.

XY in particular has science that rules and could be cool if expanded on in depth with immortality and the ultimate weapon. BW’s use of science with the DNA splicers and Team Plasma’s big ass canon powered by Kyurem is cool too. Like what if the tech that was used to power the kyurem weapon came from the ultimate weapon years ago, but Colress took it and made it better.

SM has the ultra beasts, DPPT has stuff there too.

Even like modern, everyday technology could be fascinating. Like teleporters are installed in not just evil team bases but also in gyms. Like it’s probably a rich people thing but like!! Imagine. THE PC TOO AND THE BOX SYSTEM TOO. Like it’s not supposed to be that deep but like what if.

And from what I’ve heard about ScVi oooough it might be fun to think about once I play it.

And even if pokemon’s timeline has various events happening at the same time I find it interesting how there’s scientific advancements happening in each region that isn’t shared across each other. Of course this has the irl explanation of just the games being released differently compared to the in universe tl but that doesn’t tick my brain.

And like we clearly see a lot of this science being used for evil, hell most of it comes from the evil teams of each games. But like I wanna see how it affects the world outside of evil teams. And doesn’t even have to be tech based either. Have Archie and Maxie do something with oceanology or geology, and what the effects of their action do something with meteorology. Secret evil third team.

tldr (beginning town guy voice) the power of science is amazing

[todayhealthyknowledge]

Can i lose weight by dieting only

Embarking on a weight loss journey is a common goal for many individuals worldwide. The question that often arises is, "Can I lose weight by dieting only?"

This comprehensive article explores the effectiveness of weight loss through dietary changes alone, shedding light on its possibilities, challenges, and the key factors that contribute to success. Continue reading

[todayisafridaynight]

Oh yeah also the Aoki is new! I thought it was funny since technically he's been in RGGO for years... just offscreen because he never had a sprite until now... he was bullying the Ijin Three or whatever...

Anyway your other ask (a very yummy summation of Jo's perspective, at that) reminded me, the other day I bothered to watch The Eye Scene in-context for the first time probably since I last finished the game... they really had my man groveling second thing in the morning (first thing was finding out Arakawa was dead)...

But it got me thinking the plans for that meeting were probably in place for a while, since it was chiefly just about the dissolution, basic conflict resolution on Arakawa's behalf, y'know, covering for him... maybe Jo wouldn't have freaked out like that if Arakawa were still around, or at least if he hadn't had to sit and listen to all this commentary before having a chance to process anything...

Also it still makes me kind of mad that Ishioda is addressed as the second patriarch instead of Jo, even if I know it's a loc thing to some degree...

(This ask isn't anything but it is what you have to look forward to until RGG gives me something to talk about <3)

for some reason i always figured theyd make an aoki card before a masato one (never mind two. maybe its cause 'aoki' is in the game longer).. least he's here now for me to Not pull :')

my moneys on Jo Prob Wouldve Been Fine Had Bestie™️Not Kicked The Bucket. sure he'd prob still be annoyed, but arakawa's death was definitely a tipping point in his tolerance for dealing with Relatively Minor Inconveniences

do be mad disrespectful jo isnt regarded with higher esteem tho.. v tru..